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Vendors Youtubecommon--cookies--preferences#handleAccept">Accept these cookies common--cookies--preferences#handleDecline">Decline all non-necessary cookiescommon--header--menu#toggle" data-common--header--menu-target="button" > Career menuEmployee Candidate Homepagecommon--dropdown#toggle"> Share pagecommon--share#handleClick" data-provider="Facebook"> Facebook common--share#handleClick" data-provider="Twitter"> X common--share#handleClick" data-provider="LinkedIn"> LinkedInRetail Banking Sales · Riga, Latvia · HybridSenior Lending AdvisorJoin us and get a once-in-a-lifetime opportunity to literally build a local banking champion!careersite--jobs--form-overlay#showFormOverlay" data-careersite--jobs--form-overlay-target="coverButton"> Apply nowblocks--cover--scroll#handleScrollDown" title="Scroll to content">Join our team as a Senior Lending Advisor!Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally.Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.Senior Lending Advisor is responsible for delivering excellent service to new mortgage loan (ML) customers by providing professional consultations, preparing applications for credit decision-making, and managing the end-to-end processing of mortgage loan deals.How You Will Make an Impact:Customer Consultations & Service Excellence Provide high-quality consultations to new ML customers, ensuring a smooth, professional, and customer-centric mortgage lending experience.Mortgage Loan Preparation & Processing Prepare mortgage loan applications and all necessary documentation for internal decision-makingEnsure accurate and timely processing of mortgage loan dealsSales of Banking Products Perform needs-based sales of banking products to achieve individual targets and support the profitable growth of Retail BankingCRM Management Handle CRM tasks in a timely and professional manner, ensuring high-quality and compliant CRM data according to established procedures and requirementsCredit Analysis & Decision Support Conduct professional analysis of mortgage loan applications, including detailed customer risk assessmentCooperate with Real estate partnersPrepare high-quality loan project memos (MEMO) and present customer cases to decision-making authorities when requiredWhat Makes You a Great Fit:At least 3 years of experience in mortgage lending, with strong knowledge of housing loan products, credit risk evaluation, and end-to-end mortgage processesExcellent communication and customer advisory skillsStrong analytical thinking and attention to detailAbility to manage complex customer cases independentlyProficiency with CRM systems and banking product management.Good English is required in spoken and written communication due to working on the Pan-Baltic levelWhy You Will Love Working Here:Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having funCulture. You'll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It's a dynamic environment that keeps you learning, growing, and never boredMore vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or moreVolunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposesPaid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every yearHealth benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note neededWellbeing. Access to tools and resources that help you feel good and be productive at work and in lifeProfessional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etcSpecial Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by LuminorGross salary. Starting from 2000 EUR/month, which is to be determined depending on your level of experience and competenciesWe are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English or Latvian and in a PDF format!Division Role Customer Relationship Management Latvia Department Locations Riga, Latvia Remote status Hybrid Employment type Full-timeContact Talent Acquisition Partner - People & CultureOur jobsRetail Banking Sales · Skanstes filiāle · HybridRetail Banking Sales · Skanstes filiāle · HybridRetail Banking Sales · Tallinn, Estonia · HybridYes, you can! That's our attitudeTowards our work, ambitions, ideas and relationships. We, at Luminor, believe that anyone has the potential to achieve big things and we encourage everyone to achieve them - professionally and personally.Whoever you are, and whatever your role is, with Luminor you will get a once-in-a-lifetime opportunity to literally build a local banking champion.About Luminor GroupLuminor is the leading independent bank in the Baltics and the third-largest provider of financial services in our region. We serve the financial needs of individuals, families, and companies. Just like our home markets of Estonia, Latvia, and Lithuania we are young, dynamic, and forward looking.Luminor has a strong and capable team that is committed to achieving our strategic objectives. We are dedicated to supporting sustainable growth in the Baltic region by providing a long-term commitment to businesses and individuals.Founded in 2017Co-workers 2500+ careersite--jobs--form-overlay#showFormOverlay">Apply now jobs--overlay#unobserveClickOutside common--modal:closed- jobs--overlay#observeClickOutside " data-jobs--overlay-overlay-value="false" data-jobs--overlay-overlay-class="!fixed flex flex-col inset-0 rounded-t-6 shadow-job-form-overlay z-career-job-application-form-overlay" data-jobs--overlay-minimize-button-hidden-class="hidden" data-careersite--jobs--form-overlay-target="form">Retail Banking Sales · Riga, Latvia · HybridSenior Lending AdvisorJoin us and get a once-in-a-lifetime opportunity to literally build a local banking champion!Loading application form jobs--overlay#closeOverlay">
